Effective Date: January 1, 2025
Last Updated: January 1, 2025
Welcome to Nordive ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the Nordive website located at https://nordive.site (the "Site").
By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.
Company Information:
NORDIVE IS AN EDUCATIONAL PLATFORM. WE DO NOT PROVIDE FINANCIAL ADVICE, INVESTMENT RECOMMENDATIONS, OR FUND MANAGEMENT SERVICES.
All content, articles, white papers, and resources provided on this Site are for educational and informational purposes only. Nothing on this Site should be construed as:
You should always consult with qualified financial professionals before making any financial decisions. Past performance does not guarantee future results.
You may use our Site for lawful purposes only and in accordance with these Terms. You agree not to:
If you create an account on our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
All content on the Site, including text, graphics, logos, images, articles, blog posts, white papers, audio, video, software, and other materials (collectively, "Content") is the property of Nordive or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Content for personal, non-commercial, educational purposes only. You may not:
The Nordive name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Nordive. You may not use these trademarks without our prior written permission.
Our Site provides educational content about financial discipline, structured decision-making, and personal financial management principles inspired by Northern European approaches. This content is designed to educate and inform, not to provide personalized financial advice.
No fiduciary, advisory, or professional relationship is created between you and Nordive by your use of the Site or consumption of our Content. We do not know your individual financial circumstances and cannot tailor advice to your specific situation.
You are solely responsible for evaluating the accuracy, completeness, and usefulness of all Content and for any financial decisions you make. You should:
If you submit comments, feedback, questions, testimonials, or other content to our Site ("User Content"), you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, publish, and distribute such User Content in any media.
You agree not to submit User Content that:
We reserve the right, but not the obligation, to monitor, edit, or remove any User Content at our discretion without notice.
Our Site may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not endorse and are not responsible for:
Your interactions with third parties are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party sites you visit.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
You agree to indemnify, defend, and hold harmless Nordive, its affiliates, and their respective directors, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.
We reserve the right to modify these Terms at any time. When we make changes, we will:
Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Site.
We reserve the right to terminate or suspend your access to the Site, without notice, for any reason, including if you breach these Terms or engage in conduct that we deem inappropriate or harmful.
You may stop using the Site at any time. If you have an account, you may request deletion of your account by contacting us at [email protected].
Upon termination, your right to use the Site will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.
These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.
Any legal action or proceeding arising from these Terms or your use of the Site shall be brought exclusively in the courts located in the Netherlands. You consent to the personal jurisdiction of such courts.
Before initiating any formal legal proceedings, you agree to first contact us at [email protected] to attempt to resolve any dispute informally. We will work in good faith to resolve disputes amicably.
If informal resolution fails, any disputes shall be resolved through binding arbitration in accordance with the rules of the Netherlands Arbitration Institute, except where prohibited by law.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
These Terms, together with our Privacy Policy and any other legal notices or agreements published on the Site, constitute the entire agreement between you and Nordive regarding your use of the Site and supersede any prior agreements.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Nordive.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms at any time without notice to you.
If you have any questions, concerns, or feedback regarding these Terms, please contact us:
We will respond to all legitimate inquiries within a reasonable timeframe.
BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. YOU FURTHER ACKNOWLEDGE THAT NORDIVE PROVIDES EDUCATIONAL CONTENT ONLY AND DOES NOT OFFER FINANCIAL ADVICE OR INVESTMENT SERVICES.
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